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Do You Drive For Uber Or Lyft? You Might Want To Read This.

What you need to know as a Driver for Uber or Lyft: 1. There are different coverages for different phases of driving. The insurance coverage details 3 separate phases of driving. Phase 1 is when you have the app on but are waiting a ride request so you do not have a passenger with you … Read more

What Does My Car Insurance Mean?

There are over 228 million people who are licensed to drive in the United States. 28 million of those people are in California where it is required by law to have car insurance. Most people in California couldn’t even tell you what type of car insurance they have or what the different types of insurance … Read more


California is a comparative fault state. This means that you are still entitled to compensation even if you are found to be partially negligent or at fault! For example, if you are responsible for 10 percent of an accident, you can still recover 90 percent of your property damage and medical expenses from the other … Read more

Auto Insurance Policy Relief During COVID-19.

Who is benefitting from Covid-19? Besides Amazon and Costco, not many companies are flourishing during the Covid-19 crisis. One industry that remains strong, however, is the auto insurance industry. If you are a worker in one of the essential industries, you probably enjoy the limited traffic these days. Along with the decrease in traffic comes … Read more


The COVID-19 situation is continuing to evolve, and the world is currently dealing with a significant global challenge. The situation is changing on a daily basis, and many states, including California, have already taken significant measures to ensure the safety of their citizens. Some of these measures include staying at home, practicing social distancing, and … Read more

“Opening Up” or “Popping” The Insurance Policy Limits in California

The Insurance Companies Are Not Always Right. When it comes to paying out a claim, all insurance companies have an obligation under the law to put their insureds’ interests ahead of their own. Insurance companies also have a duty to defend their insured in court, when necessary. Unfortunately, because insurance companies are in the business … Read more

How To Get Paid In An Accident, Even If It Was Your Fault!

Put simply, Medical Payments Insurance or “MedPay” insurance pays medical expenses for you during a car accident regardless of who caused the accident or was deemed at fault. You may want to check with your insurance carrier if you have elected to select MedPay as part of your coverage. Many of our clients do not … Read more

What Car Insurance Companies Don’t Want You To Know About Your Car Accident Case.

Insurance companies make money by saving money. If you have been severely injured in an accident, having insurance may be the only way to guarantee that you are made “whole” again. Unfortunately, insurance companies care much more about their own pockets than your overall well-being and injuries. Insurance companies make their money by trying to … Read more

What Are Your Rights If You Were Bitten By A Dog In California?

It’s no surprise that California has more dog bite claims than any other state, after all, we love our furry friends. Insurers across the country pay out over $1 billion in claims related to dog bites on an annual basis. About a third of the monies paid out through homeowners’/ renters’ liability claims are related … Read more


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