Do you think that getting paid in an accident is possible even it was your fault? Medical Payments Insurance or “MedPay” pays medical expenses for you in a car accident, regardless of who caused whose fault it is. Check it with your insurance provider if MedPay is part of your coverage. Many of our clients do not realize that even they have this kind of coverage, they do not know how to use it. Some even don’t know what it is. All car insurance companies must offer optional MedPay coverage with policy limits of at least $1,000. However, some big insurance companies such as State Farm offer up to $100,000!
MedPay is a kind of supplemental health insurance that is tied to your car insurance policy. Many people are not aware that they have this kind of coverage. It is only until their lawyer checked their insurance policy.
What Does MedPay Cover?
MedPay can cover different expenses related to a car accident. It can fall under your car insurance policy’s medical payment coverage.
These expenses may include:
- EMT and ambulance fees
- Doctor and hospital visits and stays
- X-rays and surgery
- Nursing care and services
Who Needs MedPay?
MedPay or PIP is an option for drivers in most of the states. Keep in mind that whether you want it or not, MedPay can be a sort of safety net. It could help you in case you exceed your health plan’s limit or have charges. Examples of it are for an ambulance trip, or chiropractic care that your health plan won’t cover.
Call us at (844) 443-7339 and have a free consultation with our experienced auto car accident lawyers today if you have been injured in an auto accident. Even it was your fault or not, you can still claim compensation to help pay for your injuries. Also, read more of our articles on our Medium page.