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Independence Bank v. Welch

attorney handing over a document

Court: Kentucky Supreme Court

Docket: 2019-SC-0192-DG

Opinion Date: December 16, 2021

Judge: Hughes

Areas of Law: Personal Injury

This case law update is brought to you by Freeway Law auto accident and personal injury lawyers in Orange County. The following is not one of our cases, but it is of some significance, and we thought we should share it with our readers for informational purposes. The information above is for informational purposes only and not to be construed as legal advice.

The Supreme Court affirmed the decision of the court of appeals affirming the trial court’s conclusion that the Lexington-Fayette Urban County Government (LFUCG) and two of its divisions were entitled to sovereign immunity in this action and dismissing all claims against them, holding that there was no error.

Plaintiff was injured in a collision between his bicycle and a police cruiser driver by a LFUCG employee. Plaintiff brought this negligence action, arguing that LFUCG’s purchase of a retained-limit insurance policy, purchased for coverage beyond the limits of its self-insurance policy, waived LFUCG’s sovereign immunity up to policy limits. The trial court concluded that the LFUCG defendants were entitled to sovereign immunity, and the court of appeals affirmed. The Supreme Court affirmed, holding that the trial court correctly held that the LFUCG defendants were immune from suit.

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